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Hello,
I'm Derek Egeberg
Branch Manager

NMLS#: 180899

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Hello, welcome to my page.

Derek has over 25 years of experience in the mortgage industry.

Derek brings three passions with him everyday…

  1. To help his client not make the $50,000 mistake he made when he was a

first time buyer just after college

  1. Helping those same first time buyers overcome their fears and

misconceptions about down payments and credit needs to purchase

  1. Helping educate buyers and current home owners on the “New Rules

of Equity Management” and “How to Manage Your Mortgage to Create

Wealth.”

These passions along with exceptional service throughout the process and long after

closing allow Derek to guide his clients through the process while adding a personal

touch.

Derek has the following free monthly seminars for his customers and clients:

“First Time Home Buyer Education”

“Why Now is the Right Time to Buy”

“How to Purchase your First Rental Property”

“Managing Home Equity to Create Wealth”

“Credit and How the Credit Bureaus Work”

Derek completed his Bachelor’s in Business Management from the University of

Phoenix and graduated Cum Laude.

Derek currently assists groups throughout the Yuma area such as:

Caballero’s de Yuma

The Yuma Rotary Club (Past President)

Children’s Museum of Yuma County (Board Member)

Yuma County Chamber of Commerce (Past Board Member)

Finally Derek’s input and information is sought after nationally by: Bankrate.com,

Fox News, The Washington Post, Fidelity.com, and FortuneBuilders.com.

Derek has lastly been ranked nationally as:

Top 1% Loan Originator in the Nation

One of the Top 40 Under 40 Loan Originators

One of the Hot 100 to Watch in the Mortgage Industry

One of the Top 25 Most Connected Mortgage Professionals Nationally

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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