Fannie Mae and Freddie Mac (regulated by the Federal Housing Finance Agency) announced they are adding an "Adverse Market Refinance Fee" of 50 basis points (half a point) that is effective on refinance mortgages delivered to Fannie Mae or Freddie…
8 Tips to Save Money on Homeowner’s Insurance As a mortgage professional over the past 3.5 decades, I have been amazed by the wide variance of what people pay for homeowner’s insurance! I have seen hundreds of dollars difference for…
Innovative materials that serve to save energy, lower utility bills, and increase the value of the home for future potential home buyers are becoming more accessible and cost-efficient. There is no longer debate about the value of these energy-saving ways…
HUGE MYTH: Did you know that 39% of homeowners think you need more than 20% down to purchase a home according to a 2017 NAR survey?  The overall average down payment in 2017 was 11% and that included people with…
When your credit report is pulled is that information being sold?  Protect Yourself! Don't be caught off guard by unwittingly becoming a "Trigger Lead".  Everyone I know seems to regret it! Did you know that when your credit is…
