Since 1993, I have guided thousands of homeowners in making smarter financing decisions regarding real estate ownership. Time and again, I observed recurring mistakes in how people were taught to select, borrow, and repay mortgages. Without a clear plan or understanding of the role a home plays in building wealth and financial security, this showed me there was a gap and a need in the industry to address this, I developed a completely new approach, helping families make informed decisions not only with their mortgage but with their entire financial strategy. The conversation shifted from focusing solely on “rates” and “fees” to discussing the 7-steps and 7-questions. My business flourished as I offered more than just a mortgage—I provided a roadmap to a Bigger, Better Financial Future.

I have helped clients purchase and refinance using various lending programs, including FHA, VA, Conventional, and Jumbo loans, enabling me to cater to diverse client needs. Collaborating with real estate professionals, I strive to elevate their businesses by staying ahead of the marketing curve and propelling them to new heights.

Homeownership is not only a source of personal fulfillment but also a pivotal element in your financial strategy over the long haul. Your choices concerning your mortgage borrowing and repayments significantly influence every facet of your financial situation. It’s essential to approach these decisions with the same rigor you apply to managing your investments or household budget. How one repays their liabilities often determines how much they have to retire.

Borrow Smart, Repay Smarter, Live Well.
NMLS ID # 227846